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I need a mortgage lender in Missouri!?

We are looking to buy a home and we have a lender but would like to know about other options without having my credit ran all over the place. We had a bankruptcy discharged in jan/03 and a foreclosure in june/03. Our credit score ranges from 618 to 545-there is a discrepency with this particular credit company and I have papers to prove it. We will be financing around $170,000 and my current lender is offering me 7.25 interest rate with closing costs around $3500 and no money down with a Fannie Mae loan. Any suggestions or offers?

Public Comments

1. Take it, it is a good deal considering your credit history.
2. Would be happy to be a second pair of eyes and review what you already have. Your broker should give you a copy of your credit report so that it doesn't necessarily have to be pulled again at this time. Ask what type of approval you currently have - ask to see the Automated Underwriting System findings. The 7.25 may or may not be a good deal depending on whether you have an "expanded approval" and whether you are getting your loan under the My Community program.
3. My suggestion is not to give out your information for people here spamming for business. It is a violation of the YA TOU, and bottom feeder lenders prey on people like you. Also, don't go to the web shopping for a loan, some websites sell your information to other lenders and your credit score takes a huge hit. The offer you have sounds like a decent one.