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Does HUD replace stolen applicances that were present at bid contract signing but have been stolen since?

I bidded on a HUD foreclosure. At that present time, there was a stove and fridge present. HUD accepted the bid and I signed the initial contract on the property. Now its a few days later, go in today to do home inspection and they have been stolen! Does HUD have to replace these since I was taking the home "as is" which included the appliances and since the property is HUDs, they should have secured it better. Someone please help! If it helps, I stay in the state of Tennessee if that makes a difference

Public Comments

  1. Nope, HUD has ZERO responsibility for appliances. "AS IS" refers to the condition of the condition of the house, NOT what was left behind by the prior owners. Why not claim there was a Picasso hanging on the wall while you were at it??? That just means that there is no warranty associated with the purchase.
  2. HUD will not replace the missing appliances. That's one of the various scenarios encountered with bidding on HUD owned properties. You bought 'as is' and that apparently no longer includes appliances.
  3. As the others said, HUD will not replace the appliances. HUD doesn't do repairs (they will sometimes give a buyer credit) and they aren't going to replace those appliances.
  4. If the appliances were there when you made the offer HUD is responsible for replacing them. If HUD is not willing to replace them you can cancel the transaction without any penalty. The boiler plate verbiage in any offer always states that the seller will keep the property in the same condition as when you made the offer. You can't be held responsible for a lose on a property you don't even own. If the appliances were built in, without those appliances the property would not meet FHA standards for a loan.
  5. If they were listed on the MLS sheet and were in the home when you made the offer and you included them in your offer (ie: all items listed in the MLS to include stove and refrigerator to stay) then HUD is responsible.
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