Upcoming Foreclosures

What are my rights as a homeowner who is being foreclosed upon in CA?

A quick summary: We tried to sell our home via short-sell but were unsuccessful in doing so -- the next alternative would be foreclosure which we're completely aware of. We live in California and were visited last night by two men who claim to be the new owners of our foreclosed home and were asked if we could vacate the house four days from now. If we failed to do so, an unlawful detainer would be filed against us that would make it difficult to even rent an apartment. We were quite surprised when they dropped by unexpectedly and told us the news -- I thought we should've received some kind of notice of sale from the bank, as well as a posting on the door, but we didn't receive anything of that nature, honest. The question: What are our legal rights? Are we required by law to move out in four days (which is an absolutely unrealistic timeframe)? Where can I find more information about our rights? Searches on Google turned up links with tidbits of information and solicitations for foreclosure "experts". Thanks, Chris Updated to add: I called the lender who forwarded me to their foreclosure attorney -- the house was indeed sold at auction. I was able to get the trustee sale number from the attorney, which I cross-checked with the lender who confirmed the sale. So this much is true: I'm not being scammed. I'm just wondering now how much time we have to move out? Does California law truly give one only 3 days to vacate the premises?

Public Comments

1. Have you been received a Notice of Default and subsequent notifications from your lender that it is foreclosing? Were you notified of a foreclosure auction? If not, those guys could be scam artists. Google "foreclosure process" and "California."
2. I don't like the sound of that. How far into the process are you? Did you receive any type of notice from the bank?? I found this online, check it out apparently there are people going around and scamming people into leaving in your state. http://www.ag.ca.gov/loanmod/ It already has a list of names that maybe you can cross check against whoever it was that came to your door.
3. To me it sounds like you are being conned to vacate your home. Look yourself up in http://www.rentalforeclosure.com/ , even though this is not a rental. This website uses court records and will be the fastest way to determine where you stand in the process. After that call the bank.