Almost 3 years ago I purchased a house with a government loan (USDA). This year they decided to up my payment by almost $200. I am a single mother and can not financially pay this higher amount. I have asked them to work with me and try to find out why they decided to raise my payment, but I have found no answers. I am trying my best to keep up, but seem to be falling farther and farther behind. My question is: If my house goes into foreclosure can the government try to get a deficiency judgment. In the state I am in they do not allow for deficiency judgments, but since it is a government loan does that make a difference? Also if I am foreclosed on, since it is a government loan, will it effect my Pell Grant?