Upcoming Foreclosures

my house was in foreclosure with a sale date of oct 6,08 and I was working with the bank until the end of sept?

the girl at the bank said she could suspend the sale and a few days later I get a notice that the house went to sale on the original date. I keep getting the run around from the bank and the girl that was suppose to suspend the sale will not contact me. They say I have no recourse to work out a modification with them. I would have to get a loan and buy the house back. at the sale the house didn't sell the bank got it back. My credit is shot and I don't know if I have any options. any advice would be appreciated

Public Comments

1. options for what? to rent. that is your option now. YOU are not bankable for 4 years at least even if the bank sell for more than you owe
2. The "girl" at the bank must not have had the authority. The house has sold to bank now. They are the owners. Your options are limited. There is no reason to find this "girl" at the bank. They are correct the time for modifications is over. That was before the foreclosure sale. Now you have to buy the property back from the bank if you want it. There is a redemption period in your state which is an amount of time you are allowed to buy the home back. All you have to do is pay off your entire mortgage loan balance and any insurance and taxes the bank paid for you. Google your state's foreclosurelaws to find out how many months that is. Once that redemption period is over you will see a for sale sign in yard because bank will list this home for sale with a real estate broker.