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How do you know if your mortgage is held or guaranteed by Fannie Mae/Freddie Mac?

With the home owner relief plan Obama announced today, there were inclusions for people who are current on their loan payments and not at risk of foreclosure, but who owe more than 80% of the market value of their home. These inclusions however only apply to loans which are: "held or guaranteed by Fannie Mae and Freddie Mac" http://money.cnn.com/2009/02/18/news/economy/obama_foreclosure/index.htm?postversion=2009021812 So I called my mortgage company to find out if my loan is held or guaranteed by Fannie Mae and Freddie Mac. They told me it is their policy to never disclose investor information and they cannot tell me if it is held or guaranteed by Fannie Mae and Freddie Mac. They offered me no advice. So, how do people find out if their loans are held or guaranteed by Fannie Mae/Freddie Mac?

Public Comments

1. That ridiculous you need to go up the ladder until you get your answer.
2. go back to the company that originated the loan. If they went DU then it is Fannie. If they went LP it is Freddie. It all has to do with the underwriting soft ware used to get your loan done. They should have the findings in their file. Most use DU but they also have access to LP I am a mortgage banker in TN & KY
3. Is DU Discounted Utility? what is LP? Liquidity Premium? Can I find this out on my Loan paperwork? thx
4. I had the same question so I checked my closing documents for my mortgage and most of the paperwork indicate (on most of the forms) the footnote: "Single family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT". Would this indicate the loan is held or guaranteed or is it that they just used the required forms?
5. Ok so if we check our loan documents and confirm that the loan is held or guaranteed by Fannie or Freddie, then what do we do?