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Law question/Foreclosure question, HOA as defendant?

Question: Why would the Homeowners Association be named as a defendant on a foreclosure? Mind you, not as the Plaintiff...but a defendant. Thanks all! I thought that might be the case, Landlord. I'm looking at buying a foreclosure, they are nearly through the process. How could I find out how much they owe them? Call the HOA? Then again, if they forclose, isn't that debt wiped off the title, since the are junior lien? Email me if you like, thanks

Public Comments

1. The homeowner is a real loser and owes them money too. The HOA is wanting their lien paid so they can avoid going after the dead beat after the fact. The foreclosing bank wants to disregard all of the other liens.
2. first answer is correct. You can find out by contacting the HOA...BUT they most likely will not tell you. The guy is probably at attorney. Make sure the bank provides you with resale documents as required by law. This will tell you how much is owed.
3. The lender will have to clear up any liens before they sell the property, so this should not be an issue for you.