Upcoming Foreclosures

Can I sue the banks that gave out loans in my name without my permission or sighature?

Someone stole my Identity and took out two loans in my name for 2 condos in Florida totaling $335,000.00. Now Citimortagage and IndyMac is coming after me for the money and they file foreclosures on my credit report. I submit and identity theft packet to both banks with Police report and samples of my signature. Now can I go after the banks in a law suite? If yes what grounds? and what kind of lawyer should i retain? The identity theft case is still under investigation. I had a fraud alert on my credit for 3 years before this and I think that the bank is negligent because they should have a rep at the closing to verify signature on the loan documents, and the damages that i suffer is a poor credit rating. This will be on my credit for a long time until they clear it up.

Public Comments

1. NO
2. In order to be successful in a lawsuit, you must prove negligence and damages. At this point, you have no way of proving the bank was negligent. As long as they took reasonable measures to protect your personal information, you can not sue them.
3. Get and carefully read the Fair Credit Reporting Act of 2004