how does foreclosures work and how long does it take, how is the best way to prolong foreclosure if i fall behind on payments any tips and advice is welcome. someone told me that if i make one of of every three payments that could delay the foreclosure process for years is that true or false. also i have my home on the market will the bank let me slide on the payments until the house is sold i have a few hundred thousand dollar left over after the sale that i dont mind paying my past due payments its just right now i am unable to make them. any advice to have is great thank you the home is located in new york , i figured i would add that because im sure the laws change from state to state