Upcoming Foreclosures

Re-location ? I have a family of three members and we are looking for an apartement in DC metrolpolitan area? I have to move before the end of August becuase my house is on the Foreclosure. I am looking for apartment since about 2 months in DC Metroploitan area and payed for several applications to qualify for any apartment!!Unfortuntely, no one accept me and my family of three members where we are still living on our savings and we have no income since my husband discharged from his work.. I tried HUD but they are really uncooperative and unhelpful . Please guide me where to go without using abusive langauge in your comments 'coz I alreay have had enough, and thanks in advance.

Buying an Investment Property in Atlanta Area.? Hello! I am interested in buying an investment property in the Atlanta area -Possibly Gwinett or Cobb County. I currently own my own home now and have been living there for 2yrs Oct 31st. What I'm interested in doing is buying an investment property for rental. I am looking to get a property about $50,00 -$70,000.Perhaps Hud housing or fixer upper or foreclosure home. I currently have a potential leasee in mind now, who is willing to rent from me. My credit is in good standing. The problem is, I do not know how to go about the process. Do I have to use my own small savings for the investment? Are there grants or small investment low interest rates loans? Would this interfere with my current loan (Wells Fargo) that I have for my house? Is this too risky? How do I go about this process? Thanks in advance for your help! Have a great day!

REO listings in Tennessee? I am trying to find a way to view REO/foreclosure listings in my area. I have searched myself and i find many with a "free trial" but of course they want my credit card number and I refuse to go down that road. It seems to me that banks would not like to carry the cost of a house on their p&l so therefore would make listings available to the public so they may be purchased. I have looked on the HUD website and it is no help. I thought this might be a way to get more house for my money but its becoming a headache. I want valuable information please, so take your time and research your answer. ALL answers will be appreciated. Please help! I am about to give up and just look at agent listed homes!

How do I find REO and foreclosures in my area? I want to buy a house, but with my credit and the amount I want to pay a month, I need lower prices. I also can't buy a condo due to the FHA we are approved for. I want to be able to make a profit by buying it cheap as a foreclosure and then resell when and if the market goes sky rocketing in California again. Please help me find good and accurate websites with HUD foreclosures and REO properties so I may buy a house.

I would like to find a list & details of foreclosure homes in md area.? Is there any way I can get the list and details of foreclosure, hud, and Bank Owns property in my area without actually paying for the list?

Good Foreclosure and HUD home web pages listings that are free with pictures? I am looking for a good web site to look up foreclosures and HUD homes that I dont have to pay a subscription for and also that have pictures. I am looking in the West Georgia area. Does anyone know of any good ones?

Where can I search for foreclosure properties in my area without paying a fee. from a bank or HUD, etc?

Where can I find a real estate agent that sells pre & foreclosures in Washingon D.C. metro area & Norther VA? I've been told to go to a local court house, if its true, what do I need to bring? do they have it online? I have bad credit and I know I won't be able to pay the $250k and up in this area, but I can't stand living in a room with my husband at my sisters house anymore!! I've looked into HUD homes and went to vhda.com and I wanted to talk to some agent and see the tax sale properties or pre or foreclosure homes. Thanks for any info you can give me!

What is the best way to be informed on HUD Homes that are going trough foreclosure? I am looking at the foreclosure market. I have an inside track on the countrywide homes that are being forclosed on in my area. I am looking in to trying to find out about the Fannie May, Mac, and HUD homes.

Questions about buying a hud home? My husband and I want to purchase a home through FHA. We qualify and have money to put down. So far we haven't had much luck in finding what we want. I'm not being picky. I don't care about cosmetic flaws. Just want a certain number of bed, bath and garage, etc. There is a hud home that opened up in our area. It looks like it might be something we would to look at. My realtor keeps telling me that she doesn't advise showing us foreclosures or hud homes cause they are usually nothing but problems and most of the time FHA will not approve them. Yet I keep reading that they can be a great opportunity. If we were to look at this home, would we bid on it first and then if approved, get an inspection? How does the process work? I know the realtor has to be registered and I'm guessing mine isn't. Is it worth checking out? Thanks!!

How do I get in on the foreclosure home action? I live in South Carolina and would love to know if there are any decent foreclosure homes in my area. But everytime I try to look something up online (Hud, etc.) they want a fee or a free trial... provided I give them my credit card number. Is there a bank I could contact, or maybe police auction?

how do i find a foreclosure sale to attend? i'm interested in attending a live foreclosure sale. I was wondering where do I find a listing of when/where these are held. I'm living in Northern California around the Sacramento area. I went to the HUD website and noticed those are all online auctions. Also, I was wondering about tax foreclosed properties as well. Any guidance is much appreciated!

How can I find houses+view info on them(for free) that are foreclosed/vacant,left for start bid$1.00+auctions? Please help me with Free information on everyday Tax auctions, foreclosures, gov., bank owned, abandoned, HUD, house/ home/ land/ property sales (free online sites and/or places to find out/ view/ get Listings)???? For areas: Livingston County and/or Monroe County, New York (USA).

First mortgage question? My husband and I are approved to buy our first home this year. We are going through an FHA lender and planning on buying a HUD Foreclosure home since there are so many in the area we're interested in. We have outstanding loans for a car, and a stupid debt consolidation (big mistake). The car one I am not worried about, but the other loan I am. Let's say the HUD price is $81,000 and the value is above that. On a first mortgage can we borrow up to the value on the home so we can roll one of our debts into the mortgage and eliminate that? Or would I need to wait a year to do it?

real estate question (S) help !? I have a 100k+ in the bank (investments); I want to buy ( first home ) a small inexpensive house in the mountains. and will most likely sell in 2 -5 years (or rent depending on location) I will most likely inject another 5-10k in the property for modern upgrades. What would suit me best ? 30ymortgage? 15yr, or ARM? And what program would be my best target ? FHA, HUD, Foreclosure?? I am not too picky and I have the abilities to do major renovations. This property will most likely be in the Johnson city TN. area. And it is possible I might consider another (affordable) property in another state ( the following year for business). Now, what are my options and how can I least affect my bank investments. ONE last item how much should I put down? 20%+ (to cancel the PMI??)or is it worth it? I am making roughly 8.8% on all my bank investments. Thanks !

Should I be worried about termites? Birmingham,AL Garden Home on a slab. Passed a home inspection in 2000. I bought in 03 as a HUD foreclosure and havent done anything as far as hiring anyone. It was built in 96. Ive had a minor issue with ants....inside. Resolved. At least in the living area. Suspect they might be in the attic as they always seemed to be at the top of my ceilings. in 5.5 years I havent had much of an issue with bugs. This year, Ive had some kind of flying something or another that seems very attracted to my desk light. They fly around, land and then I squish them. Dont know what they are. Please tell me something other than "hire a pro". (Professional crooks are pros) Paying someone big bux doesnt assure me of anything except being out big bucks. I dont have full coverage car insurance. I dont have ANY home owners. I can accept reasonable risks. What are my risks of termites ? 2% ? 5% ? What time frame ? The terminex mailers I get are WAY too "scare tactic" for me to ever do business with them.

Real estate question again? Real estate question (S) help !? I have a 100k+ in the bank (investments); I want to buy ( first home ) a small inexpensive house in the mountains. and will most likely sell in 2 -5 years (or rent depending on location -undecided ) I will most likely inject another 5-10k in the property for modern upgrades. What would suit me best ? 30ymortgage? 15yr, or ARM? And what program would be my best target ? FHA, HUD, Foreclosure?? I am not too picky and I have the abilities to do major renovations. This property will most likely be in the Johnson city TN. area. And it is possible I might consider another (affordable) property in another state ( the following year for business). Now, what are my options and how can I least affect my bank investments. ONE last item how much should I put down? 20%+ (to cancel the PMI??)or is it worth it? I am making roughly 8.8% on all my bank investments- (net). Thanks ! for me it is about choices...

Am real estate agent wanting to list Fannie Mae, Freddie Mac Foreclosed houses? If someone could direct me to applications for RE agents to fill out to list foreclosed properties for Fannie Mae, Citi Bank, Countrywide, etc. I dont understand how only certain RE company in a town list all the foreclosed properties from these mortgage entities. When a Fannie Mae loan is defaulted on and they get it back and want to sell it, I would like to be the agent or one of the agents that they call in my area (North LA) to list the home for sell. ALSO I would like to sign up with FANNIE MAE as Property Preservation Specialist to maintain these homes, such as lawn care, winterizaions, damage assessment during foreclosure. I have scoured Fannie Maes website and can not find one place that helps me. Also need find the Fannie Mae guidelines on property preservation such as a handbook outlining their requirements to be done. I also need to find HUDS guidelines and would like to be Agent in my area to list HUD Homes. Is it true, u have to knw peple in hgh places to get in.

Appraisal amount vs. asking price on home? The home we currently live in has been in vthe family for many yrs. The actual owner just passe away and the "heirs" want to sell the home to us. Thus we had an appraisal done today. The area we live in is the number one county for unemployment in the US- for awhile now- and we have our share of foreclosures- Hud houses- etc. (One a few houses down just sold for $21,000!!!) Anyhow- I am wondering if we will get a true amount from the appriasal- as this is the amount the "heirs" will want us to pay for the home- they are thinking three times the above amount. Is an appraiasal amount a true amount to base a selling price of a home on? Or how does that work? Thank you

How can I find out if my apartment complex is going to become HUD Section 8 housing? Two years ago, we bought a condo in a complex that was flipped from apartments to town homes. This is an an area of town that was undergoing a re-vitalization. We are bordered by two nice apartment complexes, but also two section 8 neighborhoods (that are quite bad). The developer told us that the other complexes were going to flip into condos and that the section 8 neighborhoods were going to be relocated and homes built on that land. Since the market has flopped, about half of our units are for sale and another quarter are in foreclosure. With the recession, the whole re-vitalization scheme has been halted. The section 8 neighborhoods are worse than ever; and we just found out that one of the nice complexes next door that was going to be flipped is now actually turning section 8. We've started hearing rumors that our complex is going to be designated section 8 as well. How can I find out if these rumors are true? who would I talk to for a straight answer? Forgot to say - our Homeowner's Association Manager is completely untrustworthy. I can't ask them and expect an honest answer. Really stuck here... isn't this sort of thing made public ?

Questions about buying a foreclosure home in CA.??? My husband and I are thinking about buying a home that is in foreclosure, but are unsure of a few things. *The property we are considering has been in this other family's hands for ten years, but a couple of years ago they took out a $350,000 2nd mortgage. So between the first and second mortgages they owe close to $700,000. The property now is only worth about $425,000. From what I understand, it is the second that they have fallen behind on. So, if we were to purchase this property, would we pay what the home is worth, or would we somehow be responsible for the entire debt? Also, does anybody know anything about the HUD Officer Next Door program? (It's where officers can buy HUD homes for 50% off) The website says their are no homes in my desired area at this time. Do they use foreclosed homes for this program, and if so will it be just a matter of months before they are flooded with available homes?

How to find foreclosure homes? So, everyone has heard about foreclosure, & how they are good investments & you can find a nice home for a fraction of the price. . . But where do I start? I want to look for some in my area, but I don't know where to look. I googled it, & You have to pay for a lot of them. Does anyone know where you can get a listing for free? I heard something about HUD/FHA or something like that, but I don't really know where to go from there, or anything. So basically my point is, I really need some help as where to start when looking for a foreclosed home. if anyone knows any good sites, that would be very appreciated! :) Thank you so much in advance (: thank you, kempert (:

Is there any way to save my home? I live in an area badly effected by Hurricane Ike. We had over $25,000.00 worth of damage to our home. After the hurricane my husband lost his job. President Bush told everyone in this area to call you mortgage companies and auto lender and ask for payment deferment. We did, they told us not to pay after 3 months they will rework our loan. We kept calling trying to make payments, asking what was going on. They said our case was in review and not to make a payment. We turned in any and all paperwork they asked for. My husband got another job and tried to make payments, they wouldn't let him. He has told them several times we can not lose our home, they assured us we wouldn't. Well we received a foreclosure letter. We are still in review and have not been assigned a processor. I have called HOPE, a few lawyers, FHA, HUD no one is getting back with me. What can I do?

Is the governement going to help me? I live in an area badly effected by Hurricane Ike. We had over $25,000.00 worth of damage to our home. After the hurricane my husband lost his job. President Bush told everyone in this area to call you mortgage companies and auto lender and ask for payment deferment. We did, they told us not to pay after 3 months they will rework our loan. We kept calling trying to make payments, asking what was going on. They said our case was in review and not to make a payment. We turned in any and all paperwork they asked for. My husband got another job and tried to make payments, they wouldn't let him. He has told them several times we can not lose our home, they assured us we wouldn't. Well we received a foreclosure letter. We are still in review and have not been assigned a processor. I have called HOPE, a few lawyers, FHA, HUD no one is getting back with me. What can I do?

Questions about foreclosure in the state of Ohio.? I've owned my house for seven years. I do not have an adjustable rate mortgage, and, in fact, my house payment is not too unreasonable as it is pretty comparable to most of the area rents in this area. My problem is that I have a job that doesn't pay very much ... actually less than $10 an hour, and my income has not increased with the cost of living. I also have two teenagers and the support money I use to make my house payment will end in three years. At the time I bought the house, I was making slightly more than I am now, and, of course, I thought my income would increase with time, which it hasn't. Also, I've tried to find a better job for the past four or five years, and although I'm called for interviews, I never get the job. I've also tried to find a part-time job, but the part-time jobs I've interviewed for don't want to work around my full-time hours. Also, my daughter, the oldest, works a part-time job to pay her car insurance, but lately, her income has actually been going towards car repairs. At the present time, we're sharing my car. Also, I might add that I'm within the poverty income guidelines and would have to make another $585 a month not to qualify for such things as HEAP and insurance for my kids. I've also been placed on the waiting list for low-income housing ... I even qualify for that. Recently, a mobile home became available for rent in my area. The rent is half as much as my house payment. Although it is only a two bedroom and I have a boy and a girl, I could sleep on the couch ... I could make this work because I could actually help my kids out. Both are talking about education past high school, and I worry that if I'm unable to help them out once they're out of high school, they'll become discouraged and quit to get a mediocre job like I did when I was young. At the present time, I have difficulty in buying groceries and keeping up with my utilities. I cannot save money because I don't make enough to save. Each time I attempt to put money away, I have to help my daughter buy a part for her car or something around the house breaks. I've attempted to refinance. Chase told me I didn't have enough equity in my home and I barely made enough money to qualify. This, of course, was after they took my $500 in refinance fees. I've attempted to do a loan modification with the help of a HUD-approved counselor. Chase told me that they don't lower payments. I really don't know what to do other than walk away from the house, but I fear what will happen if I do that. At this point in time, I'm not concerned so much with my credit rating because I don't actually make enough money to buy anything anyway. I'm more concerned with garnishment of my wages because I'm barely scraping by now. Any suggestions? Has anyone else gone through this? I might also add that after my divorce about four years ago, I filed a Chapter 7. At the time, I thought I might be able to save my house, so I didn't include it in the bankruptcy. Also, I do have more in the home than it is worth. I received grants to do improvements and make repairs that did not have to be paid off as long as I stayed in the home. I just spoke with the county yesterday ... those grants, which are considered second mortgages until 10 years have pasted, now come to about $18,000. From what I understand from reading information about deed in lieus and short sales, with the "second mortgages", I'm unable to do either.

I need a free list of foreclosed homes in the Triangle Area of NC. HELP!!!!!!!!? I'm starting a business with flipping houses and I need a free list of foreclosed homes. I've found HUD's website just need one for strickly foreclosures.